This spreadsheet was designed for business owners and founders who want clarity—not confusion—around their cash position. It connects your Profit & Loss activity to your ending cash balance by capturing month-to-month changes in key balance sheet accounts, giving you a true picture of how cash moves through your business.
Use it to:
Reconcile your P&L to ending cash
Quickly spot cash drains and timing issues
Understand how receivables, payables, inventory, and other accounts impact cash
Create a foundation for more accurate cash forecasting
Share clear insights with your accountant, investors, or internal team
Built by a fractional CFO who uses this exact model with clients, this template helps you build healthier financial habits and stay ahead of surprises.